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Firm Profile · 2026
Built on
Integrity.
Delivered with
Precision.

A full-service CA firm serving businesses across Delhi/NCR and seven international desks — combining Big 4 rigour with boutique responsiveness since 2013.

2013
Established
13+
Years of Practice
15+
Industries
15+
Professionals
PJRJ & Associates office
PwC
Partner Training
Deloitte
Partner Training
Mazars
Partner Training
7
International Desks
Integrity · Commitment · Competency · pjrj.in
PJRJ & AssociatesAbout the Firm
Our Story & Identity
Trusted Advisors Since 2013Headquartered Delhi/NCR · Serving pan-India & internationally · ICAI Registered

PJRJ & Associates was founded in 2013 with a clear conviction: that small and mid-sized businesses deserve the same quality of professional services that large corporates receive — without the impersonal experience of a big firm. Over the past decade the firm has grown steadily, expanding from a core audit and tax practice to a full-service CA firm with specialised capabilities in business advisory, company law, forensic investigations, and FinTech services.

Today, PJRJ operates from two offices in Delhi and Gurgaon, serving clients across 15+ industries in India and internationally. Our team brings together decades of experience from Big 4 firms — PricewaterhouseCoopers, Deloitte Haskins & Sells, and Mazars — as well as specialised boutiques and industry. Partners are directly accessible to every client, every time, with no hand-off to junior associates.

Vision

  • To become the standard of professional excellence in Delhi/NCR and beyond
  • To be a resource for the evolution of business governance and financial consciousness
  • To create a value-driven, ethics-first firm clients rely on at every stage of growth
Integrity

Every piece of advice is honest — even when difficult. We tell clients what they need to know, not what they want to hear.

Commitment

We treat every engagement as if our own business depended on the outcome. Reachable, accountable, invested in your results.

Competency

Drawing on experience from PwC, Deloitte, Mazars, MCX, and the National Textile Corporation — across audit, tax, risk, and technology.

Cultural Diversity

Professionals from different industries, firms, and backgrounds — giving every client a practical multi-perspective advantage.

Why we are different. Most CA firms offer either institutional rigour or personal access — not both. PJRJ was designed from day one to bridge that gap. Both founding partners trained at Big 4 firms and bring that institutional discipline to every engagement. Yet both remain personally accessible to every client, every time.

The firm is also uniquely positioned at the intersection of chartered accountancy and financial technology. Managing Partner FCA Prateek Jain leads a FinTech practice that goes beyond advisory — actually building and deploying invoice bots, expense approval systems, and AI-assisted reporting that clients use every day.

This combination — Big 4 pedigree, boutique responsiveness, and genuine FinTech capability — makes PJRJ the partner of choice for businesses that have outgrown basic compliance and need a firm that truly understands their growth stage.

Security & Infrastructure
🔒SSL-Secured Website
🔐Confidential Document Handling
☁️Secure Cloud Storage
📄Privacy Policy Compliant
Established
2013
13+ years continuous practice
Offices
2
Delhi (HO) & Gurgaon
Industries
15+
Pan-India coverage
Desks
7
UAE · UK · Ireland · Australia · Singapore · NZ · USA
Total Team
15+
CAs, CS, Advocates, Bankers
Big 4 Training
● PricewaterhouseCoopers ● Deloitte Haskins & Sells ● Mazars International
Accreditation
ICAI Member
Peer Reviewer Certified
Chartered Accountants Act, 1949
PJRJ & Associates · Chartered Accountants · pjrj.in · Integrity · Commitment · Competency02
PJRJ & AssociatesServices — Domestic, International & Cross-Border Tax
Full-Spectrum CA Services
Five Pillars of Excellence & Global ReachEvery service line partner-led · Domestic, international & FinTech
1

Audit & Assurance

Statutory audits under Companies Act, internal audits, concurrent audits (banking), stock audits, revenue audits, IFC/ICFR readiness, SOX compliance, forensic investigations, bank borrower audits. Every engagement is Peer Reviewer-certified.

Statutory AuditInternal AuditConcurrent AuditForensicSOX / IFC / ICFRRevenue Audit
🔍
2

Tax & Regulatory (Direct & Indirect)

Income tax planning, ITR preparation and filing, GST registration and periodic returns, tax litigation before ITAT & GSTAT, departmental representation, transfer pricing, DTAA & withholding tax, TDS compliance management.

Income TaxGSTTax Litigation · ITATTransfer PricingDTAATDS
⚖️
3

Legal & Company Law

Company incorporation (Pvt Ltd, LLP, OPC, Section 8), ROC compliance, CSR advisory, M&A deal structuring and due diligence, secretarial audits, FEMA, RBI advisory, corporate restructuring, startup registrations (DPIIT, MSME, GeM).

IncorporationROCM&ASecretarial AuditFEMACSRDue Diligence
🏛️
4

Business Advisory, Valuation & BPO

Business and enterprise valuation (DCF, CCA, Market), feasibility studies, credit facility structuring, bookkeeping outsourcing (Tally, Zoho, QuickBooks), accounting BPO, financial reporting, management MIS, and CMA data preparation.

ValuationBusiness AdvisoryAccounting BPOMISCredit StructuringFeasibility
📊
5

FinTech Services

Technology-enabled compliance and automation — startup websites, invoice bots, payment reminders, expense approval workflows, data pipelines, and AI-assisted financial processes. Advisory plus implementation from a partner who codes.

Invoice BotsPayment AutomationExpense WorkflowsAI FinanceData Automation
🤖
International Services
🇦🇪
Dubai (UAE)

Incorporation, accounting, UAE corporate tax & VAT compliance

🇬🇧
United Kingdom

Companies House, VAT & corporation tax advisory

🇮🇪
Ireland

CRO formation, VAT & corporation tax

🇦🇺
Australia

ASIC Pty Ltd, GST/BAS & ATO tax

🇸🇬
Singapore

ACRA Pte. Ltd., GST & IRAS tax

🇳🇿
New Zealand

Company setup, GST & bookkeeping services

🇺🇸
USA (incl. New York)

LLC formation & US federal tax advisory

International Taxation
Cross-Border Tax Capability Matrix
Transfer Pricing
Documentation, benchmarking studies, local file preparation per OECD & Indian TP regulations, arm's length analysis
DTAA Advisory
Treaty analysis, optimisation under India's DTAA network, residency certificates, withholding tax structuring
FEMA & RBI
FDI structuring, ODI, external commercial borrowings, compounding applications before RBI
Tax Due Diligence
Transaction tax reviews for M&A, identifying exposures, efficient purchase mechanism structuring
Intl Business Agreements
Cross-border contracts, inter-corporate loan structuring, JV agreements, applicable law compliance
Sector Highlight

Partner FCA Prateek Jain was a consultant at MCX (Multi Commodity Exchange) and Mazars before founding PJRJ, and has been instrumental in establishing accounting systems for leading power sector entities — giving the firm rare depth in commodity markets and energy infrastructure.

PJRJ & Associates · Chartered Accountants · pjrj.in · Integrity · Commitment · Competency03
PJRJ & AssociatesLeadership — Founding Partners
Our Partners
Meet the Founding PartnersBig 4-trained · Directly accessible to every client · Partner-led engagements
FCA Prateek Jain

FCA Prateek Jain

Partner — Indirect Tax, Assurance & FinTech
FCAFAFDLLBPeer ReviewerCCABCert. Concurrent Audit of Banks

A Chartered Accountant with over a decade of experience blending deep financial expertise with a passion for technology and innovation. As Managing Partner, he oversees the Indirect Tax and Assurance practice. A legal professional too, he brings a unique dual perspective — accounting precision combined with legal risk understanding.

He has been instrumental in establishing accounting systems and procedures in leading power sector entities, and has deep experience advising large corporates on credit facility structuring. Prior to PJRJ, Prateek was a consultant at MCX (Multi Commodity Exchange) and Mazars International.

A pioneer in AI-assisted financial workflows, Prateek's journey started with Advanced Excel and Macros, evolved through automation, and today he actively uses AI and coding tools to simplify complex financial processes — actually building the tools, not just recommending them. He also serves as Director at Vidhyashala Foundation.

GST AdvisoryStatutory AuditForensic InvestigationsAI & AutomationPower SectorConcurrent Bank AuditCredit Facility Structuring
ManufacturingPower & EnergyIT-ITESRetailFood & BeverageConstructionHospitalityNGOs
FCA Rahul Jain

FCA Rahul Jain

Partner — Risk Advisory & Direct Tax
FCADISAB.Com.CCAB

Heads the Risk Advisory Services (RAS) and Direct Tax divisions. With a career spanning 10+ years in assurance, risk management, and strategic corporate governance, Rahul is a trusted advisor to boards, executive management teams, and operational leaders across multiple industries.

His professional journey is rooted in two of the world's most prestigious firms: PricewaterhouseCoopers (PwC) and Deloitte Haskins & Sells, where he worked across both fast-growing mid-market companies and massive multinationals. This Big 4 environment required absolute precision in internal controls, financial reporting, and regulatory compliance.

At PJRJ, Rahul bridges a gap that often exists in corporate consulting — the disconnect between operational risk management and fiscal tax strategy. His work helps organisations transform their governance structures from defensive cost centres into proactive drivers of enterprise value.

SOX ReadinessIFC / ICFRInternal AuditDirect TaxProcess ControlsCorporate GovernanceRisk Advisory
ManufacturingConstructionFinancial ServicesIT-ITESNGOsGovernmentRetail
2
FCA Partners
(PwC · Deloitte · Mazars)
5
Professionals
(CA, CS, Advocate)
2
Ex-Bankers
(PNB 37yr · SBI 38yr)
1
Senior Associate
(12 yrs accounting)
5+
Trainees
(CA Finalists & B.Com.)
PJRJ & Associates · Chartered Accountants · pjrj.in · Integrity · Commitment · Competency04
PJRJ & AssociatesTeam — Senior Professionals & Ex-Bankers
Senior Professionals
Specialist Expertise Across All Practice AreasCAs, Company Secretaries, Advocates — each bringing deep domain knowledge
RB Mathur

FCA R.B. Mathur

Internal Audit · Textiles & Banking
FCAB.Com.36+ yrs

Over 36 years in the profession. Conducted internal, concurrent, stock, and revenue audits across multiple banks. Deep textile sector expertise through National Textile Corporation. Former partner at M/s Saxena & Saxena (19 years). Brings rare breadth across banking and manufacturing assurance.

Concurrent AuditStock AuditRevenue AuditBankingTextiles
Adv. Mohit Jain

Adv. Mohit Jain

GST & Tax Litigation
AdvocateGST Expert10+ yrs

Enrolled as Advocate in 2018; practising since 2014. Specialises in GST advisory, compliance management, litigation, departmental representation, assessments, audits, and dispute resolution before GSTAT and tax authorities. Known for analytical approach and practical solutions.

GST LitigationGSTATDept. RepresentationDispute Resolution
CS Dipanshu

CS Dipanshu

Company Secretarial & Legal
ACSLL.B.ICSI Member

Associate Member of ICSI holding an LL.B. degree. Expertise in company incorporation, ROC compliances, corporate governance, secretarial audits, FEMA regulations, LLP compliances, corporate restructuring, due diligence, and board & shareholder matters.

ROC ComplianceFEMASecretarial AuditDue Diligence
FCS Parul Goel

FCS Parul Goel

Corporate Advisory & Secretarial
FCSM.Com.B.Com.8+ yrs

Fellow Member of ICSI with 8+ years in Company Law. Advises startups, SMEs, and established organisations on ROC compliances, secretarial audits, corporate governance, legal documentation, due diligence, and corporate restructuring. Combines legal knowledge with practical business insight.

Secretarial AuditGovernanceDue DiligenceRestructuring
CS Prashant Malhotra

CS Prashant Malhotra

Regulatory Advisory & Company Law
CSCA InterB.Com.Since 2017

Practising since 2017. Extensive experience in entity formation, FEMA advisory, RBI compliance, secretarial compliances, statutory registrations, licences, and governance frameworks. Serves MNCs, SMEs, startups, and large domestic enterprises across diverse industries.

Entity FormationRBI & FEMAGovernanceStatutory Registrations
Rahul Goyal

Rahul Goyal

Accounting & GST Compliance
B.Com.IPCC12 yrs

12+ years in accounting, GST compliance, bookkeeping, financial reporting, and statutory compliance. Commerce graduate and IPCC-qualified. Strong reputation for accurate financial management and regulatory adherence across diverse business sectors. Detail-oriented with strong analytical skills.

GST ComplianceBookkeepingFinancial ReportingReconciliations
Ex-Bankers Panel
N.K. Goyal

Mr. Nand Kishore Goyal

Punjab National Bank · 37 Years (1982–2019) · B.Com.(Hons.) Hansraj College, University of Delhi

37-year career at PNB covering branch establishment and operations, loan processing and administration, loan recovery, fixed deposit management, demand draft services, savings & current account operations, credit management, and customer service. Brings deep understanding of banking procedures, financial operations, and credit systems.

Credit ManagementLoan ProcessingLoan RecoveryBranch OperationsFixed DepositsCustomer Service
Vinay Gupta

Mr. Vinay Gupta

State Bank of India · 38 Years (1983–2021) · B.Com.

38-year career at SBI covering branch operations, credit administration, loan processing and recovery, Forex transactions, mutual funds, insurance products, credit cards, retail and corporate lending, and all loan products. Comprehensive expertise in investment products and financial planning for individuals and businesses.

Forex TransactionsMutual FundsCorporate LendingInsuranceCredit CardsFinancial Planning
PJRJ & Associates · Chartered Accountants · pjrj.in · Integrity · Commitment · Competency05
PJRJ & AssociatesAssociates & Trainees · Industries · Why PJRJ
Associates & Trainees
The Next GenerationCA Finalists and B.Com. graduates building careers under expert mentorship
Ansh Aggarwal
Ansh Aggarwal
Trainee · Accounting & Taxation
B.Com.(Hons.) DUE-Accountant (pursuing)

Pursuing B.Com.(Hons.) at University of Delhi. Strong foundation in accounting, MS Excel, and Tally Prime. Focused on financial record management, data handling, and taxation basics. Dedicated, adaptable, and committed to continuous learning.

MS ExcelTally PrimeAccounting
Aakash Kumar
Aakash Kumar
CA Finalist · Audit & Taxation
CA FinalistB.Com. DU

CA Finalist who cleared both groups of CA Intermediate. Active on ITR, GST, tax audit, ROC, statutory audit, and bank audits. Proficient in Tally, Busy, Zoho Books, MS Excel, and Word. Strong analytical approach and attention to detail.

GST & TDSTax AuditTally · Busy · Zoho
Ankush Raj
Ankush Raj
Trainee · Accounts & Taxation
B.Com.

Commerce student assisting on routine accounting, bookkeeping, data management, and compliance-related assignments. Working knowledge of Tally, MS Excel, and MS Word. Diligent, detail-oriented, and eager to learn.

TallyBookkeepingData Management
Ravi Rai
Ravi Rai
Trainee · Accounts & Taxation
B.Com.(Hons.)

Supports professionals in bookkeeping, GST, TDS, data management, and financial documentation. Working knowledge of Tally Prime, Busy Software, and Microsoft Office. Actively contributes to client service and internal operations.

Tally PrimeBusy SoftwareGST & TDS
Nishu Jindal
Nishu Jindal
CA Finalist · Audit & Taxation
CA FinalistM.Com.

3+ years experience in statutory audits, tax audits, GST compliance, ITR preparation, accounting, financial statements, and ROC compliances. Proficient in Tally Prime and Busy. Fluent in English, Hindi, and Punjabi.

Statutory AuditGST ComplianceCompany Incorporation
Culture

"Trainees at PJRJ work directly alongside senior professionals and partners — gaining exposure most firms reserve for post-qualification experience."

Open for Internships & Articleships

pjrj.in/careers

Industries Served
🏭
Manufacturing & Engineering
Power & Energy
💻
IT / ITES & Technology
🛒
Retail & FMCG
🍽️
Food & Beverage Chains
🏗️
Construction & Real Estate
🏨
Hospitality & Tourism
🏛️
NGOs & Government
🧵
Textile & Apparel
🎬
Entertainment & Media
👗
Fashion & Lifestyle
🏦
Financial Services & NBFCs
Why Choose PJRJ
🎓
Big 4 Pedigree

Partner-level training from PwC and Deloitte — institutional rigour, in a boutique format without the Big 4 pricing or bureaucracy.

📅
13+ Years of Continuity

An uninterrupted practice with consistent team. Clients benefit from deep institutional memory built over more than a decade.

🤝
Direct Partner Access

Every engagement is partner-led. You speak with a decision-maker — not a junior associate — every single time.

🤖
FinTech & AI Advantage

Advisory plus implementation — a founding partner who actively codes and builds automation tools, not just recommends them.

🌍
Global Reach from Delhi/NCR

Seven international desks — UAE, UK, Ireland, Australia, Singapore, New Zealand, and USA — without juggling multiple firm relationships.

⚙️
Multi-Disciplinary Team

CA, CS, Advocate, ex-bankers (PNB + SBI), and FinTech — coordinated advice under one roof and one relationship.

PJRJ & Associates · Chartered Accountants · pjrj.in · Integrity · Commitment · Competency06
PJRJ & Associates
FINTECH PRACTICE FinTech Practice — Dedicated Page
FinTech · Future Finance
Automate. Launch. Scale.
Built by CAs who understand your books.

PJRJ FinTech is not off-the-shelf software resale. We map your real workflows, then build or connect automation that your finance team, clients, and vendors actually use — with compliance and audit trails baked in. Every FinTech engagement is led by a Chartered Accountant who codes.

Delivery
CA-Led
Audit Trail
100%
Automation
24/7
Manual Chase
Zero
🌐
WEB · 01
Website Design

Professional, mobile-first sites for businesses & startups — with CTAs, trust signals, and room to grow into portals.

Corporate & startup landing Service pages & lead capture Brand-aligned responsive UI
🧾
INV · 02
Smart Invoicing

Generate and dispatch invoices automatically — from billing rules, recurring schedules, or accounting data.

▸ Template-based generation ▸ Scheduled & trigger-based ▸ Sync Tally / Zoho / Excel
🔔
REM · 03
Payment Reminders

Chase receivables without chasing your team — polite before due date, firm after — via email or WhatsApp.

▸ Due-date & overdue sequences ▸ Customer-wise ageing logs ▸ Email + WhatsApp Business
EXP · 04
Expense Approvals

Every rupee approved through the right gate — multi-level chains with policy checks and audit-ready history.

▸ Multi-level approval chains ▸ Policy checks before sign-off ▸ Export to accounting & payroll
🔄
SYNC · 05
Data Pipelines

Convert bank statements, vendor files, payroll exports, or legacy spreadsheets into the format your ERP needs.

▸ Excel ↔ accounting conversions ▸ Bank & payment file normalisation ▸ Scheduled sync & error reports
🚨
ALRT · 06
Smart Alerts

Compliance deadlines, document requests, approval nudges, vendor follow-ups — automated reminders inside your team or externally.

▸ Filing deadline reminders ▸ Vendor / client document chase ▸ Slack, email, WhatsApp hooks
How Automation Runs End-to-End
01
Capture
Invoices, expenses, leads enter intake layer
02
Process
Rules, validations & format conversion run automatically
03
Approve
Right person signs off with full audit trail
04
Notify
Clients, teams, vendors get timely reminders
05
Report
Live dashboards show cash, ageing, bottlenecks
Technology We Orchestrate
💻
Accounting
Tally Prime · Zoho Books · QuickBooks · Excel
⚙️
Automation
Power Automate · Python · APIs · Webhooks
📊
Dashboards
Power BI · Looker Studio · Custom Admin Panels
📱
Alerts
Email · WhatsApp Business · Scheduled Jobs
🌐
Web & UX
Responsive Sites · Forms · CRM · Lead Capture
🔒
Compliance
GST Validation · TDS Rules · Audit Logging
STU
Startups
Credible website + lean finance ops from day one
SME
SMEs
Tired of manual invoicing and payment follow-ups
FIN
Finance Teams
Drowning in expense approvals on email chains
DATA
Data-Heavy Ops
Receive data in 10 formats, need one clean pipeline
CA
CA Firms
White-label digital & automation for their clients
PJRJ & Associates · FinTech Practice · pjrj.in/fintech · CA-Led · Compliance Built-In 07
PJRJ & AssociatesClient Voices & Contact
Client Testimonials
What Our Clients SayTrusted by businesses across Delhi/NCR, pan-India, and internationally
★★★★★
"Highly professional and reliable CA firm. They provide timely support for taxation, GST, income tax returns, and business compliance. The team is knowledgeable, responsive, and ensures all work is completed accurately and on time. Highly recommended for businesses and individuals looking for trustworthy financial services."
Neha Jain
Director · Inverra Logisolutions Private Limited
★★★★★
"We are satisfied with the professional services provided by your team. Your timely support, prompt responses, and expert guidance have been highly valuable in managing our compliance and financial matters. The team demonstrates exceptional dedication and attention to detail. Outstanding professional services."
Jagbir Singh
Operations & Finance Head · BioMolecular Discovery & Solutions Private Limited
★★★★★
"You can't compare — it's extremely good and supporting also. The professionalism and dedication of the PJRJ team is unmatched. Highly recommended for all financial, tax, and compliance requirements. A firm that truly cares about its clients."
Vinay Gupta
Proprietor · Innovations
Get In Touch
Ready to Work with a Partner You Can Reach Directly?

Contact Details

📞 +91-8882913461 ✉ pjrjandassociates@gmail.com 🌐 www.pjrj.in 💬 WhatsApp Available
Office Hours

Monday – Saturday
10:30 AM – 7:00 PM

ICAI Status

Member, Institute of Chartered
Accountants of India (ICAI)
Peer Reviewer Certified

Delhi — Head Office

Registered & Headquarters

A-34, Street No. 3, Rajapuri,
Uttam Nagar,
New Delhi — 110059

International Markets

🇦🇪 Dubai, UAE
🇬🇧 United Kingdom
🇮🇪 Ireland
🇦🇺 Australia
🇸🇬 Singapore
🇳🇿 New Zealand
🇺🇸 USA

Gurgaon — Branch Office

Branch Office

115B, 1st Floor,
Vipul Business Park, Sector 48,
Gurgaon — 122001

Digital Presence

SSL Secured · Privacy Compliant
Secure Cloud Document Handling
Practitioner guides: pjrj.in/blog

Services Summary

Domestic

Audit & Assurance · Tax & GST
Company Law · Business Advisory
Tax Litigation · M&A · Valuation

International

Transfer Pricing · DTAA · FEMA
UAE · UK · Ireland · Australia · Singapore · NZ · USA

FinTech

Websites · Invoice Bots
Payment Reminders · Expense Approvals
Data Pipelines · AI-Assisted Finance

PJRJ & Associates · Chartered Accountants · pjrj.in · © 2026 · All Rights Reserved08