PJRJ & Associates — CA firm in Delhi and Gurgaon offering statutory audit, GST consulting, internal audit, and income tax advisory for businesses across Delhi NCR and India.
FinTech · Future Finance
From startup websites to payment reminders, invoice bots, expense approvals, and data pipelines — we design intelligent systems that run while you lead.
PJRJ FinTech is not off-the-shelf software resale. We map your real workflows, then build or connect automation that your finance team, clients, and vendors actually use — with compliance and audit trails baked in.
Microsoft█Active pipeline
Live activity
Invoices, reminders, approvals, and data sync — scheduled, monitored, and running around the clock while your team focuses on decisions.
Manual follow-ups, spreadsheet chaos, and “we’ll send the invoice tomorrow” cost you time, cash flow, and credibility.
We sit at the intersection of Chartered Accountancy and automation engineering. That means every workflow we design respects GST trails, approval hierarchies, and the way Indian businesses actually operate.
Whether you need a polished web presence for a new venture, or bots that nudge clients before due dates and route expenses to the right approver — we build it as one connected system, not a pile of disconnected tools.
Less manual. More momentum.
Six connected modules — deploy one or wire them all into a single finance operating system.
Launch-ready sites that look as sharp as your numbers.
Professional, mobile-first websites for your business or for clients you serve — crafted with clear CTAs, trust signals, and room to grow into portals and dashboards later.
Issue invoices to clients — automatically, on time, every time.
Generate and dispatch invoices from your billing rules, recurring schedules, or accounting data. No more copy-paste from Excel at month-end.
Chase receivables without chasing your team.
Automated payment reminders to clients — polite before due date, firm after — via email or WhatsApp, with escalation paths you control.
Every rupee approved through the right gate.
Employees submit expenses once; the system routes them to managers, finance, and CA review — with status tracking and audit-ready history.
Move data between formats without the midnight copy-paste.
Convert bank statements, vendor files, payroll exports, or legacy spreadsheets into the structure your ERP, GST tools, or MIS needs.
Internal nudges and partner alerts — exactly when needed.
Compliance deadlines, document requests, approval pending items, or vendor follow-ups — automated reminders inside your team or to external organisations.
Five connected stages — from first intake to live reporting, with every handoff logged.
Invoices, expenses, files, or web leads enter one intake layer.
Rules, validations, and format conversion run automatically.
The right person signs off — with a full audit trail.
Clients, teams, or vendors get timely reminders.
Live dashboards show cash, ageing, and bottlenecks.
We connect the platforms you already use — websites, accounting software, automation engines, and alerts — into one finance-ready stack led by practising CAs.
Client-facing sites, forms, and landing systems that feed your ops.
Books and spreadsheets your team and clients already rely on.
Workflows, scripts, and integrations that run without manual handoffs.
Timely nudges to clients, teams, and vendors on the channels they use.
Live views on cash, ageing, approvals, and bottlenecks.
GST/TDS-aware logic and audit trails designed by Chartered Accountants.
PJRJ orchestration layer — APIs, webhooks & scheduled jobs keep every layer in sync
From first-time founders to established CA practices — credible digital presence and lean finance ops without generic IT vendor noise.
Startups needing a credible website plus lean finance ops from day one
SMEs tired of manual invoicing and payment follow-ups
Finance teams drowning in expense approvals on email chains
Firms that receive data in ten formats and need one clean pipeline
CA practices wanting white-label digital & automation for their clients
Five clear phases — from mapping your stack to scaling automations as you grow.
We map your current tools, pain points, and volumes — no jargon deck required.
A clear plan: what to automate first, expected time saved, and controls kept.
We configure, integrate, or develop — website, workflows, and reminders together.
Pilot with your team, refine, then go live with documentation and training.
Ongoing tweaks, regulatory updates, and new automations as you scale.
Every FinTech engagement is led by Chartered Accountants — not generic IT vendors. Compliance, controls, and clarity come standard.