Form 15CA/CB is not your ITR and not FEMA ODI — but banks and authorised dealers often need all three stories to match before they release an overseas payment.
Use this checklist when funding a Dubai or UK subsidiary, paying foreign services, or remitting under a treaty rate. Then open the international tax desk for the certificate pack.
Who this is for
- Indian companies funding overseas subsidiaries (Dubai, UK, Ireland, Australia, NZ, US)
- Businesses paying foreign royalties, FTS, interest, or management fees
- NRIs and RNOR taxpayers remitting from Indian accounts
- CFOs fixing AD-bank queries on purpose code vs tax characterisation
How we work
- 01
Characterise the payment
Capital, royalty, FTS, interest, business income, or other — the label drives withholding and which Form 15CA part applies.
- 02
Check treaty vs statutory rate
DTAA relief needs beneficial ownership and documentation. Do not assume the brochure rate.
- 03
Assemble CA/CB and bank pack
Invoices, contracts, TRC/Form 10F where relevant, and FEMA purpose papers that match the same money trail.
What you receive
- Payment characterisation and rate note
- Form 15CA preparation support
- Form 15CB CA certificate where required
- Coordination with FEMA ODI / remittance purpose codes
Common questions
Direct answers for searchers and answer engines
No. Applicability depends on the nature and amount of the remittance and current income-tax rules. PJRJ confirms whether 15CA alone, 15CA with 15CB, or an exception path applies to your facts.
No. Form 15CA/CB is an income-tax remittance process. FEMA ODI covers overseas investment reporting. Banks often need both aligned when you fund a foreign subsidiary.
Yes, where a CA certificate is required and supporting documents are complete. We also coordinate lower/nil deduction applications when appropriate.
WhatsApp or call +91-8882913461 with the draft invoice or board resolution, remittance amount, and beneficiary country. Or use the contact form.