With over 36 years in the profession, RB Mathur brings rare depth and breadth to the firm's Risk & Assurance practice. He has conducted internal audits for prominent entities, concurrent audits, stock audits, and revenue audits for numerous borrowers across multiple banks over a career that spans more than three decades.

His expertise in the textile industry was developed through significant work with the National Textile Corporation, where his ability to manage large-scale operations proved critical. Before joining PJRJ, he served as a partner at M/s Saxena & Saxena, Chartered Accountants, for 19 years.

Advocate Mohit Jain is a seasoned legal professional with over a decade of experience in taxation and legal consultancy. He has been actively engaged in professional practice since 2014 and was enrolled as an Advocate in 2018. Throughout his career, he has developed extensive expertise in Goods and Services Tax (GST) laws and has provided comprehensive legal and taxation services to businesses, professionals, and individuals across various sectors.

His practice primarily focuses on GST advisory, compliance management, litigation, departmental representation, assessments, audits, and dispute resolution. With a deep understanding of indirect tax laws and regulatory frameworks, he assists clients in navigating complex legal and taxation issues while ensuring compliance with statutory requirements.

Known for his analytical approach, practical solutions, and commitment to professional excellence, Advocate Mohit Jain has successfully represented clients before various tax authorities and forums. His dedication to delivering reliable, result-oriented services has earned the trust of numerous clients seeking effective legal and GST-related guidance.

CS Dipanshu, ACS, LL.B. is an Associate Member of the Institute of Company Secretaries of India (ICSI) and holds a Bachelor of Laws (LL.B.) degree. As an Associate of PJRJ & Associates, he brings valuable expertise in corporate laws, regulatory compliance, secretarial practices, and legal advisory services. With a strong understanding of the evolving corporate and regulatory landscape, he assists clients in ensuring compliance with statutory requirements while promoting sound governance and sustainable business practices.

He has extensive experience in matters relating to company incorporation, ROC compliances, corporate governance, secretarial audits, FEMA regulations, LLP compliances, legal documentation, and corporate restructuring. His practical approach, combined with technical proficiency and attention to detail, enables him to provide effective and business-oriented solutions to startups, SMEs, and established enterprises. He also advises clients on board and shareholder matters, due diligence assignments, intellectual property-related issues, and various aspects of corporate and commercial law.

Known for his professionalism, integrity, and client-focused approach, Mr. Dipanshu works closely with organizations to simplify complex regulatory requirements and ensure seamless compliance. His commitment to delivering timely, reliable, and value-driven services helps businesses operate with confidence while maintaining the highest standards of corporate governance and legal compliance.

Mrs. Parul Goel, FCS, M.Com., B.Com. is a Fellow Member of the Institute of Company Secretaries of India (ICSI). As an Associate of PJRJ & Associates, she brings extensive experience in corporate laws, regulatory compliance, governance practices, and strategic advisory services. Her professional journey reflects a strong commitment to delivering practical, transparent, and value-driven solutions that help businesses achieve regulatory compliance and sustainable growth.

With over eight years of professional experience in Company Law and various corporate laws, Mrs. Goel has developed significant expertise in company incorporation, ROC compliances, secretarial audits, corporate governance, legal documentation, due diligence assignments, and corporate restructuring. She has successfully advised startups, SMEs, and established organizations on a wide range of corporate and regulatory matters, helping them navigate complex legal frameworks while maintaining the highest standards of governance and compliance.

Known for her analytical approach, technical proficiency, and client-centric mindset, Mrs. Goel provides tailored solutions that address both regulatory requirements and business objectives. Her ability to combine legal knowledge with practical business insights enables organizations to make informed decisions, manage compliance risks effectively, and strengthen their corporate governance framework. Dedicated to excellence, professionalism, and integrity, she continues to assist clients in building legally compliant, transparent, and growth-oriented business operations.

CS Prashant Malhotra, CS, CA Inter, B.Com. is a distinguished corporate and regulatory professional with extensive experience in Company Law, Secretarial Compliance, FEMA regulations, corporate advisory, and business structuring. A member of the Institute of Company Secretaries of India (ICSI), he has been actively practicing since 2017 and has built a strong reputation for delivering practical, business-focused, and compliance-driven solutions to organizations across diverse industries.

With significant experience advising startups, SMEs, multinational corporations, and large domestic enterprises, Mr. Malhotra possesses deep expertise in entity formation, secretarial compliances, RBI and FEMA advisory, corporate legal matters, statutory registrations, licenses, and governance frameworks. He has successfully assisted businesses in navigating complex regulatory requirements, managing compliance portfolios, and ensuring adherence to evolving legal and corporate governance standards.

Known for his analytical approach, technical proficiency, and commitment to professional excellence, Mr. Malhotra provides strategic guidance that helps organizations achieve regulatory compliance while supporting sustainable business growth. His ability to combine legal insight with commercial understanding enables clients to make informed decisions, mitigate risks, and strengthen their corporate governance practices. Dedicated to integrity, professionalism, and client success, he continues to assist businesses in building transparent, compliant, and growth-oriented operations.

Mr. Nand Kishore Goyal is a highly experienced banking professional with an illustrious career spanning over 37 years in the banking sector. He served with Punjab National Bank (PNB) from 1982 to 2019, where he gained extensive expertise across various aspects of banking operations, customer service, credit management, and branch administration.

A graduate in B.Com. (Hons.) from the prestigious Hansraj College, University of Delhi, Mr. Goyal has developed strong proficiency in branch establishment and operations, loan processing and administration, loan recovery, fixed deposit management, demand draft services, savings and current account operations, and a wide range of other banking functions. Throughout his career, he successfully handled diverse responsibilities while maintaining high standards of professionalism, efficiency, and customer satisfaction.

His deep understanding of banking procedures, financial operations, and credit management enables him to provide valuable insights and practical guidance on financial and business matters. Known for his integrity, dedication, and client-focused approach, Mr. Goyal has consistently demonstrated a commitment to delivering reliable and effective solutions.

With decades of hands-on experience in the banking industry, he brings a wealth of knowledge and practical expertise, helping businesses and individuals navigate financial matters with confidence and informed decision-making.

Mr. Vinay Gupta is a seasoned banking and financial services professional with an exceptional career spanning nearly four decades in the banking industry. He served with the State Bank of India (SBI) from 1983 to 2021, gaining extensive experience across diverse areas of banking operations, customer relationship management, credit administration, and financial services.

A Commerce graduate (B.Com.), Mr. Gupta has developed comprehensive expertise in branch operations and management, loan processing and administration, loan recovery, fixed deposit services, savings and current account management, demand drafts, foreign exchange (Forex) transactions, and a broad spectrum of banking activities. Throughout his distinguished career, he successfully managed various operational and customer-facing responsibilities while maintaining the highest standards of professionalism, efficiency, and service excellence.

In addition to his extensive banking experience, Mr. Gupta possesses strong knowledge of mutual funds, insurance products, credit cards, retail and corporate lending, and all types of loan products, enabling him to provide practical financial guidance tailored to the needs of individuals and businesses alike.

Known for his integrity, dedication, and customer-centric approach, Mr. Gupta has consistently earned the trust of clients and colleagues through his commitment to delivering reliable and effective financial solutions. His deep understanding of banking systems, credit management, investment products, and financial planning allows him to offer valuable insights across a wide range of financial and business matters.

With nearly 40 years of hands-on experience in banking and financial services, Mr. Gupta brings a wealth of practical knowledge and expertise, helping clients make informed financial decisions and achieve their objectives with confidence.

Rahul Goyal is an experienced accounting and taxation professional with over 12 years of expertise in accounting, GST compliance, bookkeeping, financial reporting, and statutory compliance. He has developed a strong reputation for delivering accurate financial management solutions and ensuring adherence to regulatory requirements across diverse business sectors.

A Commerce graduate (B.Com.) and IPCC-qualified professional, Rahul possesses a comprehensive understanding of accounting principles, indirect taxation, and financial controls. Throughout his career, he has successfully managed accounting operations, GST compliance, reconciliations, financial reporting, and various statutory obligations, helping organizations maintain robust financial discipline and compliance standards.

With a detail-oriented approach, strong analytical skills, and a commitment to professional excellence, Rahul consistently strives to provide reliable and practical solutions that support business growth while ensuring financial accuracy and regulatory compliance.

Ansh Aggarwal is a motivated and enthusiastic Commerce student currently pursuing a Bachelor of Commerce (Honours) from the University of Delhi. As a Trainee at PJRJ & Associates, he is focused on developing practical expertise in accounting, taxation, finance, and business compliance while strengthening his understanding of professional practices in the field of Chartered Accountancy.

With a strong foundation in accounting principles and proficiency in MS Excel and Tally Prime, Ansh demonstrates a keen interest in financial record management, data handling, and office operations. He is committed to continuous learning and is currently pursuing the E-Accountant Certification to further enhance his technical and professional capabilities.

Known for his dedication, adaptability, and positive attitude, Ansh approaches every assignment with diligence and a willingness to learn. His effective communication skills, time management abilities, and attention to detail enable him to contribute meaningfully to client service and internal operations while building a strong foundation for a successful professional career.

Aakash Kumar is a dedicated CA Finalist with a strong academic foundation in accounting, auditing, taxation, and financial reporting. Having successfully cleared both groups of the CA Intermediate examination and completed his Bachelor of Commerce from the University of Delhi, he is committed to building expertise in professional practice and financial compliance.

At PJRJ & Associates, Aakash is actively involved in a wide range of assignments relating to audit, taxation, accounting, and regulatory compliance. He has gained practical exposure in the preparation and filing of Income Tax Returns, GST compliance and reconciliations, tax audit support, company incorporation procedures, ROC compliances, statutory audits, and bookkeeping assignments. His experience also includes participation in bank audits and assisting clients with various business registrations and regulatory requirements.

In addition to his professional training, Aakash has experience in handling day-to-day accounting operations, GST and TDS compliances, financial reconciliations, and management reporting. He possesses working knowledge of accounting software such as Tally, Busy, and Zoho Books, along with proficiency in Microsoft Excel and Word.

Known for his analytical approach, attention to detail, and commitment to meeting deadlines, Aakash consistently demonstrates professionalism and a willingness to learn. His strong technical understanding and practical exposure make him a valuable member of the firm's professional team.

Ankush Raj is a dedicated and enthusiastic commerce student currently pursuing his Bachelor of Commerce degree. As a Trainee at PJRJ & Associates, he is committed to developing practical expertise in accounting, taxation, compliance, and financial management while building a strong foundation in the profession of Chartered Accountancy.

With working knowledge of Tally, MS Excel, MS Word, and other office applications, Ankush assists the firm's professionals in routine accounting, bookkeeping, data management, and compliance-related assignments. He is keen to learn and continuously enhance his understanding of financial reporting, taxation, and business processes.

Ankush is recognized for his disciplined approach, attention to detail, and willingness to take on new responsibilities. His strong work ethic, adaptability, and commitment to continuous learning enable him to contribute effectively to client engagements while gaining valuable professional experience.

At PJRJ & Associates, Ankush is focused on strengthening his technical knowledge and practical skills to support businesses in maintaining financial accuracy and regulatory compliance.

Ravi Rai is a motivated and enthusiastic commerce student currently pursuing a Bachelor of Commerce (Honours) degree. As an Accounts & Taxation Trainee at PJRJ & Associates, he is committed to building practical expertise in accounting, taxation, auditing, and financial compliance while developing a strong foundation in the Chartered Accountancy profession.

Ravi possesses working knowledge of Tally Prime, Busy Software, GST, TDS, and Microsoft Office applications. He actively supports the firm's professionals in bookkeeping, accounting, data management, compliance-related assignments, and financial documentation. His eagerness to learn and strong interest in taxation and accounting enable him to quickly adapt to new challenges and professional responsibilities.

With a disciplined approach, attention to detail, and a commitment to continuous learning, Ravi strives to deliver accurate and efficient support across client engagements. His analytical mindset, dedication, and willingness to enhance his technical skills make him a promising member of the PJRJ & Associates team.

At PJRJ & Associates, Ravi is focused on strengthening his professional knowledge and gaining practical experience to deliver quality financial and compliance solutions while upholding the highest standards of integrity and professionalism.