Crypto tax work fails when exchange CSVs, bank trails, and Schedule VDA are treated as an afterthought at filing time. The special-rate regime and restricted loss set-off leave little room for guesswork.
Use this guide to organise your file, then open the Crypto / VDA Tax desk for computation, TDS, and CA-reviewed ITR disclosure — or Form 167, overseas/Schedule FA, and prior-year remediation desks when those facts apply. PJRJ does not provide buy/sell investment advice.
Who this is for
- Individuals with crypto or NFT transfers who must report Schedule VDA
- Active traders needing reconciled gain working papers
- Businesses or platforms with possible §194S / §393(1) withholding on VDA payments
- Startups holding or paying in VDAs that need Indian books and ITR alignment
How we work
- 01
Export exchange and wallet history
Pull CSVs, wallet summaries, and INR bank statements for the year — note missing periods early.
- 02
Classify transfers and compute gains
Map taxable VDA transfers, cost of acquisition where records allow, and special-rate computation for Schedule VDA under Section 115BBH (Section 194 Table S. No. 4 of the Income-tax Act, 2025).
- 03
File ITR and keep the trail
Disclose on Schedule VDA, claim related TDS credits, e-verify, and retain workings for AIS or notice follow-up.
What you receive
- Schedule VDA working papers
- Wallet / exchange reconciliation pack
- §194S / §393(1) checklist when you are the payer
- CA-reviewed ITR with VDA disclosure (as scoped)
Common questions
Direct answers for searchers and answer engines
Taxability depends on the nature of the transfer and current VDA rules. We classify your facts before computing — do not assume “HODL forever = never disclose.”
Through 31 March 2026, cite Section 115BBH (special rate) and Section 194S (TDS) of the Income-tax Act, 1961. From 1 April 2026, cite Section 194 Table S. No. 4 and Section 393(1) [Table Sl. No. 8(vi)] of the Income-tax Act, 2025. Substance of the regime is carried forward.
Under the VDA special regime, loss set-off is tightly restricted. We apply the statute as written and document the position.
No. This guide and the related service are tax and compliance only — not investment or trading advice.
WhatsApp +91-8882913461 or use Talk to an Expert. Share exchange CSVs (or a list of platforms used) and whether you paid anyone for a VDA transfer in the year.