Portfolio and treasury decisions for promoters and operating companies — across equity shares, mutual funds, and bonds — need management consulting, not product pitches. PJRJ reviews holdings against business cash needs, tax and reporting implications, concentration risk, and treasury policy so boards and promoters can decide with clear packs. We do not run a SEBI PMS, sell mutual fund or bond products, or take discretionary custody of client securities.
Who it's for
- Promoters and family offices wanting a CA-led review of share, mutual fund, and bond holdings
- Companies formalising surplus-cash and treasury policies alongside working-capital needs
- Boards needing portfolio and treasury decision packs for meetings or lenders
- Finance teams aligning investment income, TDS, and Schedule reporting with books
Deliverables
- Holding map across shares, mutual funds, and bonds with liquidity and concentration notes
- Treasury / portfolio policy draft aligned to business cash cycles and risk appetite
- Tax and reporting impact notes for income, gains, and TDS positions (not product recommendations)
- Decision pack for board or promoter — options, trade-offs, and open questions
- Coordination brief for licensed RIAs, brokers, or bankers where execution is required
Our approach
- 1Scope objectives — liquidity, capital preservation, tax reporting clarity, or board governance
- 2Collect statements, demat / MF holdings, and business cash forecasts
- 3Analyse concentration, mismatch with liabilities, and reporting gaps
- 4Present consulting options; escalate product selection and execution to licensed intermediaries
- 5Hand over a living policy and review calendar if retained
This is management consulting on portfolios and treasury — not portfolio management as a regulated product. You keep control of execution with your broker, AMC, or RIA; we keep the numbers, tax view, and decision discipline honest.
Portfolio and treasury consulting is delivered from Delhi and Gurgaon for promoters and companies across India.
Discuss your portfolio & treasury consulting requirements
Speak directly with a PJRJ specialist — we respond within one business day.